The Government of India, Ministry of HRD has introduced loan portal i.e. Vidya Lakshmi Portal ( managed by NSDL e-Governance infrastructure Limited, Mumbai. The portal was inaugurated by the Hon’ble Prime Minister of India on 15th August, 2015 which was as per the announcement of the Hon’ble Finance Minister in his Budget Speech for 2015-16. The Portal is very important and is highly useful for the students/parents/institutions/employees and other stakeholders. The Portal is user-friendly and information-friendly. The Govt. of India has decided to encourge all students to apply for education loans through this Portal.